Zift Advisory
PayPal is a mobile app for users to send, receive, and access your money from anywhere without stepping foot in a bank. The PayPal app is rated for users of all ages and does not feature in-app purchases or advertisements. It can be found the App Store and the Google Play Store. This app is best suited for older teens.
What is PayPal - Send, Shop, Manage?
PayPal is a mobile money management and cash transfer app for users to send, receive, and access your money from anywhere without stepping foot in a bank, similar to Venmo and Cash App.
The PayPal app is rated for users of all ages and does not feature any in-app purchases or advertisements. This app can be downloaded from the App Store and the Google Play Store for free.
Users can be confident in sending and receiving money from the PayPal app, a well-established mobile money sender.
When users first open this app they will be asked to login or create an account via email.
While sending a receiving money can be tricky business, PayPal does it’s best to ensure safety and privacy. The company offers 24/7 transaction monitoring, secure encryption, fraud protection, and fingerprint and two-factor authentication. This is not to say that it is without flaws.
The app’s main sell is that you can send money to family and friends for free and that you’ll be able to pay for private goods and services with confidence. Anyone who you will be sending money to will also need to have PayPal account.
The PayPal app also has international capabilities and is able to work with a range of currencies around the world. The app also touts that exchange rates are quite competitive.
Is PayPal - Send, Shop, Manage safe for my kids?
PayPal does not pose any risk to children in terms of content, but should know that Terms of Service require users to be at least 18 years of age and older to use its services. This unfortunately means that this app was not created for kids.
While this app does need to be connected to a bank account to work, parents will have a hard time keeping track of their children’s spending habits and who they are sending and receiving money from.
Parents should also know that many website and other apps offer PayPal as a payment option and make it easy for users to make purchases across the web.
Mobile banking apps such as this one can sometimes lead to your children’s information and privacy being at risk so parents will want to do their research before allowing their kids to use this app.
Overall this app is safe to use, but will likely not be of much use for younger children.
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